Settlements for Workers’ Compensation Injuries
Were you injured at work? A long legal battle is not your only option.
People often ask if it’s possible to get a settlement after a work-related injury. The answer is often yes. Workers’ compensation claims can have valuable benefits. We can help you fight your claim in court to keep those benefits, or we can help you resolve your claim and negotiate a settlement.
Why Enter a Settlement?
There are two main reasons why injured workers choose a settlement. Compared to fighting your claim in court, obtaining a settlement typically:
- Gives you more control over your recovery and return to work
- Takes less time out of your life, and happens faster
If you keep your workers’ compensation claim benefits, instead of getting a settlement, a workers’ comp insurance company, like SAIF, will manage your medical care and return to work. Many people don’t want to deal with an insurance company looking over their shoulder and making important medical and employment decisions for them.
When you obtain a settlement, you typically receive a lump sum instead of a workers’ compensation claim benefits. This gives you the power to make your own health care decisions, and get the treatment you need. In addition to giving you more control over your treatment, the process of getting a settlement is often much faster than fighting for benefits.
Types of Settlements for Workers’ Compensation Claims
There are two types of settlements when it comes to workers’ compensation cases. The right one for you depends on the nature of your injury or illness and whether your claim has been accepted or denied.
Disputed Claim Settlements
A Disputed Claim Settlement (DCS) is a different type of settlement for denied conditions or claims. In a DCS, you trade all your workers’ compensation benefits in exchange for your settlement money.
Claims Disposition Agreements
For workers with accepted claims, there is a settlement called a Claims Disposition Agreement (CDA). A CDA is a settlement of temporary disability, permanent disability, and vocational training benefits. With a CDA, you get to keep the medical treatment benefits for your accepted conditions.
Don’t let insurance companies stop you from getting a fair settlement.
SAIF and other workers’ compensation insurance companies are interested in controlling the cost of your claim. They may ask you to enter a settlement for less than your claim is actually worth. You deserve a fair settlement. That’s why it’s so important to have experienced legal representation to advise you and guide you through the negotiation process when you choose to settle.
Why Do Workers’ Compensation Claims Get Denied?
A workers’ compensation claim can be denied for a number of reasons, but just because your claim was initially denied doesn’t mean you aren’t entitled to compensation. The most common reasons for denial include:
We’re on Your Side
If you’re interested in a workers’ compensation settlement, or you want to learn more about your options, call the attorneys at Ransom, Gilbertson, Martin & Ratliff, LLP. We’re here to help.
Our legal team has more than 70 years of combined experience working for injured people’s rights in Oregon, and we always fight for the best possible outcome for our clients. That’s why every consultation you have with us is completely free, including your first one. Let’s talk about your case.